The real estate and finance industries often seem to have their own language.
Please use this glossary to clarify any terms that you come across.

underwriter
The individual(s) who evaluate a loan application to determine the risk involved for the lender.

underwriting
The process of evaluating a loan application to determine the risk involved for the lender. Underwriting involves an analysis of the borrower's creditworthiness and the quality of the property itself.

unsecured loan
A loan that is not backed by collateral.