Learn About Mortgage Insurance

Mortgage Insurance Helps You Buy a Home With Less Than a 20% Down Payment

What Is Mortgage Insurance

Mortgage insurance can help qualified borrowers realize the dream of homeownership sooner. It allows you to buy a home with less than a 20% down payment. It provides financial protection to lenders and investors in case of default. With the protection of mortgage insurance, lenders can offer mortgages to qualified borrowers with a low down payment.

Why Mortgage Insurance?

Learn why mortgage insurance is a sooner, safer and smarter choice for home buyers.

Compare Mortgage Insurance

See how Genworth's mortgage insurance products compare to other mortgage insurance policies and Federal Housing Authority (FHA) loans.

Glossary

Confused by industry terms? This glossary may help. Print it out and take it with you when discussing your mortgage or mortgage insurance in case you have questions.