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  • :: Job Loss Protection

Job Loss Protection

In an uncertain economy, stable employment is something that should not be taken for granted. For homebuyers who want to safeguard their mortgage from the start, Genworth Mortgage Insurance offers a benefit that helps borrowers feel safer during tough times: Job Loss Protection.

Job Loss Protection is additional insurance that can make a homeowner's mortgage payment if they become involuntarily unemployed. It is provided as an option on several available products:

  • Monthly Premium Mortgage Insurance

  • Single Premium Mortgage Insurance

  • Split Premium Mortgage Insurance

At Genworth, we're serious about helping borrowers feel secure—today and in the long term. Job Loss Protection not only protects current homeowners financially in a job loss scenario, it also offers peace of mind to a potential homebuyer who is thinking about stability in the future.

Job Loss Protection FAQs (pdf | 58kb)

The insurance is only available at the time the mortgage is originated. It cannot be added separately after closing.

Job Loss Protection is underwritten by certain underwriters at Lloyd's. The coverage is subject to conditions and exclusions not included in this summary.

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