Terms of Use

TERMS AND CONDITIONS OF USE

BY LOGGING IN AND USING THIS WEBSITE, YOU ACKNOWLEDGE YOUR AGREEMENT TO THE FOLLOWING TERMS OF USE. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE. Genworth Mortgage Insurance may revise these terms of use at any time by updating this posting. Revised terms will apply to your use of this site after the revisions are posted, and you should therefore periodically visit this page to review the terms and conditions to which you are bound. You may print these terms of use by clicking on the "print" button of your Internet browser.

Ownership; Restrictions on Use

This Website is owned and operated by Genworth Mortgage Holdings, LLC ("Genworth") and is protected by copyright, trademark, and other applicable laws. Except as otherwise expressly permitted by Genworth, no materials from this Website or any Website owned, operated, licensed or controlled by Genworth may be copied, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Website for your own business use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for commercial purposes.

Disclaimer

The information and services offered via this Website are provided "AS IS". TO THE FULLEST EXTENT PERMITTED BY LAW, GENWORTH EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Genworth does not warrant that the information and services offered via this Website will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of viruses or other harmful components. Genworth does not warrant or make any representations regarding the use or the results of the use of the materials on this Website in terms of their correctness, accuracy, reliability, or otherwise.

Limitation of Damages

IN NO EVENT SHALL GENWORTH OR ANY OF ITS AFFILIATES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF GENWORTH IS EXPRESSLY ADVISED OF THE POSSIBLITY OF SUCH DAMAGES. GENWORTH'S LIABILITY SHALL IN NO EVENT EXCEED AN AMOUNT EQUAL TO THE TOTAL AMOUNT PAID BY THE GENWORTH BUSINESS PARTNER IN CONNECTION WITH THE USE OF THIS SITE.

Links to Third Parties

This Website contains links to Websites maintained by third parties. Such links are provided for your convenience and reference only. Genworth does not operate or control in any respect any information, software, products or services available on such Websites. Genworth's inclusion of a link to a Website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

Changes to This Site

Genworth may terminate, change, suspend or discontinue any aspxect of this Site, including the availability of any features of the Site, at any time. Genworth may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability.

Information Provided By You

In order to use certain Services on this Site, you may have to register. You agree to provide true, accurate and current information about yourself as prompted by the registration and application forms on this Site. If any information you provide is untrue, inaccurate, incomplete or not current, or if Genworth has reasonable grounds to suspect that such information is untrue, inaccurate, incomplete or not current, Genworth, in its sole discretion, has the right to suspend or terminate your access to the Site. Further, you agree that Genworth will not be liable to you or any third party if Genworth terminates your access to the Site, and the Services or Materials thereon, for any reason.

Except for the information you submit during the registration process or during the use of any other service offered through this Site (the "Permitted Information"), Genworth does not want you to, and you should not, send any confidential or proprietary information to Genworth via the Site. You further recognize that Genworth does not want you to, and you warrant that you shall not, provide any information or materials to Genworth that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

Genworth will use the Permitted Information in accordance with the privacy policy posted on this Site.

Bulletin Boards

This Site may include bulletin boards and chat rooms ("Bulletin Boards"), which allow feedback to Genworth and real-time interaction between users. Genworth does not control the messages, information or files delivered to Bulletin Boards. It is a condition of your use of the Bulletin Boards and this Web Site that you do not:

• restrict or inhibit any other user from using and enjoying the Bulletin Boards;
• post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law;
• post or transmit any information, software or other material which violates or infringes the rights of others, including material which is an invasion of privacy or publicity rights or which is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder;
• post or transmit any virus or any information, software or other material which contains a virus or other harmful component;
• post, or transmit or in any way exploit any information, software or other material for commercial purposes or which contains advertising;

You understand that Genworth has no obligation to monitor the Bulletin Boards. However, Genworth reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, that in Genworth's sole discretion are objectionable or in violation of these Terms and Conditions of Use.

International Users and Choice of Law

This Site is controlled, operated and administered by Genworth from its offices within the United States of America. Genworth makes no representation that materials at this Site are appropriate or available for use at other locations outside the United States and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export the Materials in violation of U.S. export laws and regulations. If you access this Site from a location outside the United States, you are responsible for compliance with all local laws.

Privacy

Genworth understands the importance of protecting your privacy. Access the full text of our Privacy Policy for more information.

These Terms of Use were last updated on February 12, 2007.